READY
The benefit applies to this trip as inventoried, and the source terms back it up.
How it works
Six steps, in order. The same steps run every time — no shortcuts, no invented coverage.
The six steps
Inventory
Add the cards and memberships you already hold — not new accounts, the ones already in your wallet.
Trip
Describe the real trip: where, when, who is going. Enough to know which of your benefits are even in play.
Conditions
Cardmaku reads the actual terms behind what you carry and checks whether this trip meets each benefit's condition.
Result
Each need lands in one of three honest states — READY, CONFIRM FIRST, or OPEN GAP.
Source
Every result carries the document it came from, the condition that has to hold, and any recorded retrieval or review date. If a date is unknown, Cardmaku says so.
Next action
Nothing to do, one detail to confirm, or a gap to close — the result always says which.
Three statuses, no others
Every result lands in exactly one of these. No blended score, no invented percentage.
CONFIRM FIRST
The benefit applies, but only once you confirm one condition — which card pays, a date, a membership number.
OPEN GAP
Nothing in the wallet and memberships you’ve added covers this. Scoped to what’s inventoried, not the whole world of possible coverage.
The source terms govern
Cardmaku doesn't set the rules — the issuer or program does. Every result points to that source document and the condition it depends on; if the terms change, the result changes with them. Cardmaku never overrides or reinterprets what the source says.
Open gap is scoped to what you've actually inventoried. It means nothing in the cards and memberships you've added covers this need — not that no coverage could ever exist anywhere. Add the card or membership that does, and the result updates.
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